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However far you are along the road of financial/debt problems, the same principles apply to de

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

aling with your creditors.

However rude, intrusive, threatening the correspondence/telephone

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

alls FROM your creditors, your correspondence/phone calls TO your creditors must be:

* Calm <

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

br /> * Brief
* Factual
* Relevant
* To the point

You must crea

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

e the impression that you are efficient, knowledgeable and trustworthy. The person dealing wit

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

h your correspondence is merely doing their job, which is acting on behalf of their employer

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

- to whom you probably owe money. This person probably has the opposite point of view from you

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

, but it is not personal and you must not let it become so.

Just as you would, this individua

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

will respond better to a person who appears to be calm, and believable, and know what they a

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

re doing.

How can you appear calm and believable, efficient, knowledgeable and trustworthy, w

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

en you possibly owe more than you can afford and have probably made past mistakes? The answer

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

is that your past history is less important to the person dealing with your account than your

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

present attitude and what that promises for the future.

That is not to say that what you have

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

done in the past has no relevance, or that you can go on to make promises you don't keep - f

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

r from it. However, if you acknowledge your current problems, explain your past mistakes if re

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

quired, and most important of all, do everything you say you will do from now on, you CAN imp

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

ove your relationship and situation with your creditors.

If you react with anger, if you are

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

agressive, if you fail to keep your promises, you will merely make your problems worse.

Be ca

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

m, be prepared, and make these all-important first steps work in your favour.

Look out for H

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

ow To Get Rid Of Debt Problems Step 2, where we look at 'How To Prepare A Financial Statement

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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